DIGITAL BANKING SOLUTION
Maximize Your Revenues & Opportunities
Digital Banking Solution is iOS and Android-based app to deliver the ultimate mobile banking solution. It is the only mobile payment solution app that offers fun and social experience. In this application, you can send money to your friends (individual or in a group) at an actual time without any charges. So, it is the best platform to pay your friends across Argentina. For that, you just need to add money to your Digital wallet through your credit/debit card. You can transfer money from your Digital wallet to any bank in Argentina. This app can help the world go cashless.
Our client approached us from Argentina to discuss an app idea to help users face cash payment difficulties. He wanted a digital payment solution that allows users to make cashless transactions from their mobile-only, where digital wallets play an essential role. The main agenda of this group is to defeat cash payment problems. He wanted an app for iOS and Android platforms to serve the best digital banking solution and give the power to pay with just one tap. Users can add money in their wallet via any bank credit/debit card and send it to their friends, groups of any social trust. In short, he wanted a convenient, fast, and secure app that maximizes the revenues and opportunities.
An app was designed to serve the digital payment solution. So, it had to be extremely user-friendly, and therefore the user interface is created in a way that required minimal accuracy during the interaction. The user easily understands the app’s layout because of its simplicity. The size of the interactive elements was outstanding and large enough to avoid unnecessary errors. Along with over-sized interactive parts, we also integrated colors, icons, and fonts that figured a lot of intensity for the user experience from a professional perspective. In simple words, the app allows users to understand all functionalities without wasting time. So, they can easily navigate the app and collaborate with other users right way.
Interesting Features Implemented By Us
As per our client’s needs, we developed an app with the following features.
- Any user is allowed to register or login through Facebook.
- We implemented Sign Up form with all required details like name, last name, contact number, email, username, password.
- Add Country Code
- Users are allowed to set 4 digit PIN at the registration time. And in each payment transaction, users must enter this number to make it complete.
View Transaction Details
- Each transaction done by the user is displayed on the home page with its likes and comments.
Types of Transaction
- In-app, there are five types of the transaction as mentioned below:
1) Group Transaction2) Payment Sent3) Payment Receive4) Payment Request Sent5) Payment Request Received
The different color format on every transaction
- When you send a payment request, the transaction amount displays in red color.
- When the friend receives and accepts the payment request, the amount displays in Green color.
- When someone sends a request for money or any other transaction, it shows in Grey color.
Comment & Like:
- Users can like or comment on any payment transaction that displays on their feed.
- Users can add any other users of the digital banking app as friends.
Invite Friends on social platform:
- This app also allows users to invite other people to join a digital wallet for payment.
- You can add your friends to contribute to group transactions and add the total amount as a group admin. The calculation of the amount will be change once any user paid for the group. Once you redeem a group amount, that group will automatically close.
- Users can add money in their digital wallet through Credit/Debit card.
- Mercado Pago payment gateway is used for money transactions.
- This option allows users to transfer all money from digital wallet to their bank account or credit card. To leverage this feature, you just need to add a bank account name, CBU, and CUIL.
- Users can update their profile information, their profile password, and four-digit pin for wallet transactions in settings. And users can also find FAQ in this section.
Challenges And Our Solution
1. Payment Gateway:As client wanted to publish an app for Argentina province, we need to integrate Mercado Pago payment gateway. Mercado Pago payment gateway is only available in Beta version. So, this was little bit difficult for our developers.
2. Scan Card:App has one great functionality that, you can pay by scanning your credit card. When you scan your credit card, your card details will be automatically scanned. So, you do not need to fill it manually. This is totally different library and actually, this was tough to do within a time.
3. Group Transaction Details:Management of group transactions was one of the biggest challenge faced by our developers. To manage group members details for paid and remain amount and then display dynamic amount was the toughest part.
4. Slider Menu:Client wanted to add slider menu in application that makes easy navigation for users. If you swipe right on payment transaction, it will be deleted and if you want to share it, then just swipe left. To manage same type scrolling on a single page is little bit difficult for our developers, because page slider is already available in iOS.
Android and iOS
Android OS support:
4.2 to 6.0
Java using Android Studio 2.3
Android Supported Devices:
480×800, 720×1280, 1080×1920, 1440×2560
iOS OS support:
iOs 7.2 to 9.3
Swift using Xcode
4S, 5, 5S, 6, 6S, 6 Plus, 6S Plus